SOIL ASSOCIATION
GROUP PERSONAL PENSION
Workplace Pensions form an important part of retirement savings planning, serving as a crucial financial lifeline in our golden years. However, with the cost of living crisis and the constant fluctuations in global affairs, life has become increasingly expensive. It is imperative therefore that we take proactive steps to ensure we are saving enough to maintain our current standards of living during retirement.
Within this webpage, you will discover content that you can peruse at your own leisure. We understand that every individual has unique needs and requirements when it comes to retirement planning. If there is any specific content that you would like to access but cannot currently find, please do not hesitate to reach out to your HR team or complete the contact form below. Should you wish to seek more information on individual Financial Planning services, please contact Bowmore Financial Planning Ltd directly on 01275 462 469 or enquiries@bowmorefp.com.


INTRODUCTION TO AVIVA
Your current Workplace Pension Provider is Aviva, a highly reputable and trusted company that specialises in providing a wide range of comprehensive pension solutions. With a strong commitment to supporting both employers and employees, Aviva offers tailored pension plans that meet the unique needs and goals of each individual.
One of the key advantages of your Soil Association Workplace Pension is that it is a Group Personal Pension. This means that you have the opportunity to build up a personal pension pot, allowing you to take control of your retirement savings. With the flexibility to administer your pension as and when you desire, you have the freedom to make decisions that align with your financial objectives and circumstances.
Not only does Aviva empower you to manage your pension, but they also provide a diverse selection of investment options. With access to funds from approximately 30 fund management houses, you can select investments that align with your risk tolerance and financial goals. This allows you to create a well-diversified portfolio that has the potential to generate attractive returns over the long term. However, please remember your investments can go up as well as down. For those who do not wish to personally select their investments, Soil Association have selected a default investment option where your pension contributions are automatically invested each month in the chosen arrangement. You can find out more on this default investment arrangement by viewing the newsletter provided below.
To make managing your Workplace Pension even more convenient, Aviva offers both a user-friendly online platform and a dedicated mobile app.
With Aviva as your Workplace Pension Provider, you can have confidence in the security and reliability of your pension plan. Please refer to the Topics of Focus section and downloadable Newsletter below for more information.
Combine Your Pensions
Don't lose track of your old pensions; consider transferring them into one plan to make it easier for you to administer.
Tracking Down Lost Pension
If you have lost track of pensions from previous employment, Aviva offer tips on how to track these down.
Group Personal Pension Newsletter
Keep up to date with your Group Personal Pension by reading Bowmore's Annual newsletter
As you approach retirement, it is important to consider how your income will change and adapt to your future plans. It is crucial to have a comprehensive understanding of your workplace pension, State Pension entitlements, and any other potential sources of income well in advance of your retirement date.
Preparation is the key to a successful retirement!
However, when you begin delving into the realm of pensions, you may find yourself overwhelmed by a sea of unfamiliar jargon and terminology. It is not uncommon to encounter terms that you have never come across before, leaving you feeling confused and unsure. Aviva recognises this challenge, and has put together explanations about some of the information you may come across.
RETIREMENT PLANNING AND PERSONALISED ADVICE
For more details on how you can maximise your pension and retirement planning, Bowmore Financial Planning Ltd offer a no-cost discovery meeting with one of our Chartered Financial Planners to determine if our services will be beneficial based on your circumstances and needs.
If professional financial planning is then agreed upon, the cost for our services will be clearly laid out prior to any actions undertaken.
To find out more about Bowmore Financial Planning Ltd you can visit our website at www.bowmorefp.com, or to enquire about our services, please contact us on:
Phone: 01275 462 469
Email: Enquiries@bowmorefp.com
Post: Farleigh House, Farleigh Court, Old Weston Road, Flax Bourton, Bristol BS48 1UR



