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Workplace Pensions form an important part of retirement savings planning, serving as a crucial financial lifeline in our golden years. However, with the cost of living crisis and the constant fluctuations in global affairs, life has become increasingly expensive. It is imperative, therefore, that we take proactive steps to ensure we are saving enough to maintain our current standards of living during retirement.

Within this webpage, you will discover content that you can peruse at your own leisure. We understand that every individual has unique needs and requirements when it comes to retirement planning. You'll also find information on additional benefits you receive whilst being an employee of BRC. If there is any specific content that you would like to access but cannot currently find, please do not hesitate to reach out to Roxana Venovski (HR Advisor). Should you wish to seek more information on individual Financial Planning services, please contact Bowmore Financial Planning Ltd directly at 01275 462 469 or enquiries@bowmorefp.com.

Your current Workplace Pension Provider is Royal London, a highly reputable and trusted company that specialises in providing a wide range of comprehensive pension solutions. With a strong commitment to supporting both employers and employees, Royal London offers tailored pension plans that meet the unique needs and goals of each individual.

One of the key advantages of your BRC Workplace Pension is that it is a Group Personal Pension. This means that you have the opportunity to build up a personal pension pot, allowing you to take control of your retirement savings. With the flexibility to administer your pension as and when you desire, you have the freedom to make decisions that align with your financial objectives and circumstances.

Not only does Royal London empower you to manage your pension, but they also provide a diverse selection of investment options. With access to over 180 funds managed through Aviva, you can select investments that align with your risk tolerance and financial goals. This allows you to create a well-diversified portfolio that has the potential to generate attractive returns over the long term. However, please remember your investments can go up as well as down. For those who do not wish to personally select their investments, BRC have selected a default investment option where your pension contributions are automatically invested each month in the chosen arrangement. You can find out more on this default investment arrangement by viewing the presentation and newsletter provided below.

To make managing your Workplace Pension even more convenient, Royal London offers both a user-friendly online platform and a dedicated mobile app. By simply clicking on the Royal London logo, you can easily register for access or login to your account. Alternatively, you can download the app from the App Store or Google Play, enabling you to conveniently manage your pension on the go.

With Royal London as your Workplace Pension Provider, you can have confidence in the security and reliability of your pension plan. Their commitment to providing flexible retirement and investment options ensures that you have the tools and resources needed to build a financially secure future. Please refer to the Topics of Focus section and downloadable Newsletter below for more information.